UM is very important coverage. It pays for injuries in a car accident and lost wages when the person responsible for the car accident does not have enough Bodily Injury Coverage to take care of your claim.

Agents in Florida are obliged to offer it to you, but so not necessarily like selling it.
So beware of signing that you do not want it. Too many people drive in Florida without enough liability insurance. They may not carry it as they have been the cause of multiple accidents. You don’t want to be their next victim.
Make sure you are carrying(UM) Uninsured Motorist Coverage!